Lo Doc & No Doc


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 Lo Doc & No Doc Home loans

Lo Doc, No Doc

These loans are intended for borrowers (both PAYG and self employed) who for whatever reason are unable to provide full financial statements to the lenders.

A Low Documentation (Lo Doc) loan requires the borrower to sign a statement declaring their ability to meet the repayments without undue hardship. Income is self certified and we are now able to provide lo doc finance up to 95% LVR.

A No Documentation (No Doc) loan requires no financial documentation whatsoever, and is a straight asset lend. The maximum Loan to Valuation Ratio (LVR) is now 70%.